[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.cascada.sk\/poistenie-vasej-nehnutelnosti-je-dolezite\/#Article","mainEntityOfPage":"https:\/\/www.cascada.sk\/poistenie-vasej-nehnutelnosti-je-dolezite\/","headline":"Poistenie va\u0161ej nehnute\u013enosti je d\u00f4le\u017eit\u00e9","name":"Poistenie va\u0161ej nehnute\u013enosti je d\u00f4le\u017eit\u00e9","description":"\u0160etri\u0165 sa d\u00e1 na r\u00f4znych veciach, rozhodne sa v\u0161ak neoplat\u00ed na poistenie domu \u010di bytu. Sta\u010d\u00ed si pozrie\u0165 na spr\u00e1vy kde report\u00e1\u017ee zn\u00e1zor\u0148uj\u00fa r\u00f4zne \u0161kody na nehnute\u013enos\u0165i, sp\u00f4soben\u00e9 po\u010das\u00edm, nespr\u00e1vnym k\u00faren\u00edm, \u010di nechtiac aj sused. Niekedy ide len o \u010diasto\u010dn\u00e9 po\u0161kodenie ako vytopenie bytu vodou, po\u0161kodenie strechy, vyhorenie \u010dasti n\u00e1bytku. V t\u00fdch hor\u0161\u00edch pr\u00edpadoch zostane […]","datePublished":"2019-01-08","dateModified":"2023-04-28","author":{"@type":"Person","@id":"https:\/\/www.cascada.sk\/author\/#Person","name":"","url":"https:\/\/www.cascada.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/1ea551d08e5aaea35ec0edab8371d7eaf798177f38aa8a77e65ff33bf2d8edc8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/1ea551d08e5aaea35ec0edab8371d7eaf798177f38aa8a77e65ff33bf2d8edc8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"cascada.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.cascada.sk\/wp-content\/uploads\/img_a295944_w16552_t1548093875.jpg","url":"https:\/\/www.cascada.sk\/wp-content\/uploads\/img_a295944_w16552_t1548093875.jpg","height":0,"width":0},"url":"https:\/\/www.cascada.sk\/poistenie-vasej-nehnutelnosti-je-dolezite\/","wordCount":544,"articleBody":"\u0160etri\u0165 sa d\u00e1 na r\u00f4znych veciach, rozhodne sa v\u0161ak neoplat\u00ed na poistenie domu \u010di bytu. Sta\u010d\u00ed si pozrie\u0165 na spr\u00e1vy kde report\u00e1\u017ee zn\u00e1zor\u0148uj\u00fa r\u00f4zne \u0161kody na nehnute\u013enos\u0165i, sp\u00f4soben\u00e9 po\u010das\u00edm, nespr\u00e1vnym k\u00faren\u00edm, \u010di nechtiac aj sused. Niekedy ide len o \u010diasto\u010dn\u00e9 po\u0161kodenie ako vytopenie bytu vodou, po\u0161kodenie strechy, vyhorenie \u010dasti n\u00e1bytku. V t\u00fdch hor\u0161\u00edch pr\u00edpadoch zostane n\u00e1\u0161 domov neobytn\u00fdm. Potom zost\u00e1va len rozm\u00fd\u0161\u013ea\u0165 o tom, ako \u010falej. Spr\u00e1vna pois\u0165ov\u0148a v\u0161ak pom\u00f4\u017ee zvl\u00e1dnu\u0165 aj tie najhor\u0161ie scen\u00e1re. Zabezpe\u010duje n\u00e1hradn\u00e9 b\u00fdvanie na nevyhnutn\u00fd \u010das, pokia\u013e sa domov d\u00e1 do poriadku. \u00c1no, mysl\u00edme \u017ee n\u00e1m sa tak\u00e9 katastrofy nem\u00f4\u017eu sta\u0165, no to ist\u00e9 si mysleli aj t\u00ed ktor\u00edm sa ne\u0161\u0165astie stalo.Poistenie va\u0161ej nehnute\u013enosti je d\u00f4le\u017eit\u00e9, preto\u017ee zah\u0155\u0148a krytie od strechy cez spotrebi\u010de a telef\u00f3ny a\u017e po zahradu v\u0161etko, dokonca aj pomn\u00edky v cintor\u00edne. Pozrime sa na to detailnej\u0161ie, \u010do v\u0161etko je kryt\u00e9 pois\u0165ov\u0148ou. > Dom alebo byt Sem patria steny, strecha, podlahy, aj zabudovan\u00e9 spotrebi\u010de ako kuchy\u0148sk\u00e1 linka, digestory, a v\u0161etko \u010do je zamurovan\u00e9 alebo inak pripevnen\u00e9 do stien. Ale aj stavebn\u00fd materi\u00e1l na pozemku, kde chcete stava\u0165 dom. > Dom\u00e1cnos\u0165 S\u00e9m patr\u00ed zas v\u0161etko \u010do sa d\u00e1 \u013eahko premiestni\u0165, a nie je nijako pripevnen\u00e9 k sten\u00e1m, podlah\u00e1m. Obr\u00e1time model domu na ruby bez strechy, a \u010do vypadne tak to patr\u00ed sem. Oble\u010denie, poste\u013e, telka, r\u00e1dio, mobil a tablet, po\u010d\u00edta\u010de, n\u00e1bytok koberce\u2026 To v\u0161etko je zaraden\u00e9 do tejto kateg\u00f3rie.> Dom\u00e1ce zvierat\u00e1  Aj n\u00e1\u0161 pes \u010di ma\u010dka m\u00f4\u017ee utrpie\u0165 r\u00f4zne nehody, \u00farazy. N\u00e1klady na ich lie\u010dbu preplat\u00ed pois\u0165ov\u0148a. Napr\u00edklad odstr\u00e1nenie klie\u0161\u0165a z n\u00e1\u0161ho mazn\u00e1\u010dika. Hospod\u00e1rske zvieratk\u00e1 v\u0161ak patria do inej skupiny.> Z\u00e1hrada  Z\u00e1hrada je neoddelite\u013enou s\u00fa\u010das\u0165ou rodinn\u00fdch domov. \u010ci u\u017e v meste alebo na dedine, po\u010dasie nap\u00e1cha r\u00f4zne \u0161kody. > Zodpovednos\u0165 za \u0161kodu  Je \u013eahk\u00e9 urobi\u0165 \u0161kodu druh\u00fdm aj ke\u010f to nechceme. \u010ci u\u017e ide o materi\u00e1lne \u0161kody alebo \u0161kodu na zdrav\u00ed, pois\u0165ov\u0148a hrad\u00ed napr\u00edklad > Internetov\u00e9 hrozby Dne\u0161nej dobe u\u017e skoro ka\u017ed\u00fd pou\u017e\u00edva internet, kde \u010d\u00edhaj\u00fa v\u00edrusy na svoje pr\u00edle\u017eitosti, kedy m\u00f4\u017eu ukradn\u00fa\u0165 identity alebo peniaze, znehodnotit zariadenie. > Asisten\u010dn\u00e9 slu\u017eby  U\u017eito\u010dn\u00e9 je hlavne ak zab\u00fachneme dvere, a k\u013e\u00fa\u010de sme zabudli vn\u00fatri vo dver\u00e1ch. Vtedy zavol\u00e1me na nonstop linku, potom pois\u0165ov\u0148a po\u0161le oprav\u00e1ra, ktor\u00fd n\u00e1m otvor\u00ed dvere a vymen\u00ed z\u00e1mok, ak je to potrebn\u00e9.  > Pomn\u00edky Pomn\u00edky s\u00fa tie\u017e vystaven\u00e9 po\u0161kodeniu, ako vandalizmus, zosuv p\u00f4dy, p\u00e1d stromov na pomn\u00edk, a mnoh\u00e9 in\u00e9. M\u00e1te na v\u00fdber \u010do v\u0161etko chcete kry\u0165, av\u0161ak ur\u010dite si uzn\u00e1te, \u017ee je lep\u0161ie raz ro\u010dne plati\u0165 p\u00e1r desiatok eur ako tis\u00edce naraz.                                                                                                                                                                                                                                                                                                                                                                                                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